What is a Merchant Cash Advance?

A Merchant Cash Advance is an advance on the future sales of a given business. An MCA is an option for those businesses with less than ideal credit but who maintain healthy bank balances. Typically the approval process for an MCA is faster with a higher approval rate then it is for a business term or working capital loan. The product is geared for businesses that experience seasonal dips in their sales cycle or face cash flow issues for any reason.

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Applying for an MCA is a very easy and straightforward process. Businesses can use the funding they receive for any purpose as this product offers flexibility. Typically MCA’s are used to purchase small equipment, manage payroll, pay taxes and manage cash flow. Even though MCA products are fast and convenient, they typically come at a wide range of costs. Therefore, it is vital to speak to one of our funding experts to ensure your business gets the right MCA product for your business.

Required Docs
  • Driver’s License
  • Voided Business Check
  • Bank Statements
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